Chamas are primarily table banking groups that host people with similar interests. These people team up to empower themselves, ad to a wider extent their communities.

As part of a chama, you can follow the following to ensure longevity for your group;
1)    Have a strong and solid foundation. This means that you all have to pick reliable leasers that will always be seeking the best for the group. As members you should also be active and hold the leaders accountable in case of anything. You have to be strategic and intentional when picking new members as well. In any chama, the people hold the true power to see it progress or fail.
2)    There has to be a clear communication channel. All members have to be able to reach any of the officials and the officials need to have the same to all members. This ensure free flow of information and keeps members active.
3)    Have regular and consistent savings –ensure no defaulters continue to joyride on the efforts of other members. With these consistent savings, the officials should have strategic investments lined up to show the members so they can pick clear goas and work consistently towards reaching them.

Following these simple tasks will have your chama pulling through long-term.