Too often people have the excuse of “African Timers”. This is just to allow for their disregard to a...

Chamas are primarily table banking groups that host people with similar interests. These people team...

In Kenya, haggling is an everyday occurrence. It is deeply embedded in our culture, from haggling in...

Once you decide to start a chama, a fundamental decision needs to be made: how will you register you...

Chamas have long been beneficial to individuals. People have managed to accomplish so many things th...

Losing a Chama member is devastating; losing the chair can cause turmoil and uncertainty. In many Af...

Many people often shy away from the informal types of Chama for fear that they will fail or some mem...

Chama’s are designed to help its members achieve some financial goals that were otherwise away from...

“Coming together is the beginning, keeping together is progress but finding the right financial part...

They say that the future is not guaranteed, but you can always secure it with the hope of leading a...

We have moved all our applications from SHA256 to BCRYPT for password storage. We will continue usin...

Managing a chama effectively can be complex and time-consuming; from the records keeping, to managin...