There are many options available for your chama to invest the collected funds. In weighing one’s opt...

With a solid foundation, it is time to expand. Once you chama has a firm constitution and all the ro...

For proper group cohesion, there has to be a free flow of information between all members. Within a...

Too often people have the excuse of “African Timers”. This is just to allow for their disregard to a...

Chamas are primarily table banking groups that host people with similar interests. These people team...

In Kenya, haggling is an everyday occurrence. It is deeply embedded in our culture, from haggling in...

Once you decide to start a chama, a fundamental decision needs to be made: how will you register you...

Chamas have long been beneficial to individuals. People have managed to accomplish so many things th...

Losing a Chama member is devastating; losing the chair can cause turmoil and uncertainty. In many Af...

Many people often shy away from the informal types of Chama for fear that they will fail or some mem...

Chama’s are designed to help its members achieve some financial goals that were otherwise away from...

“Coming together is the beginning, keeping together is progress but finding the right financial part...